The Paycheck Protection Program (PPP) provided loans to small businesses affected by the COVID-19 pandemic. Companies with less than 500 employees, sole-proprietorships, independent contractors and self-employed individuals could qualify for these loans, according to Harvard Business School.
A report on the program analyzed by the Peter G. Peterson Foundation found the “distribution of loans across sectors didn’t mirror the distribution of job losses.” It showed restaurants and food service businesses did not receive many loans, despite suffering the highest level of job losses.
A preliminary analysis from the National Bureau of Economic Research suggests the areas most affected by economic disruption did not receive the most loans.
The Paycheck Protection Program ended on May 31, 2021. Existing borrowers may be eligible for loan forgiveness at the discretion of the lender.
PPP loans distributed in 2020 in ZIP Code 49740
| Name of Borrower | Current Approved Amount |
|---|---|
| Walstrom Marine, Inc. | $951,053 |
| Irish Boat Shop, Inc. | $863,320 |
| Birchwood Farms Golf & Country Club Property Owners Associat | $578,418 |
| Nubs Nob, Inc. | $529,505 |
| Birchwood Construction | $487,335 |
| Aero Management Group, LLC | $430,888 |
| Physician Support Services, PLLC | $408,285 |
| Evening Star Joinery, Inc. | $376,200 |
| Harbor Springs Excavating, Inc. | $266,675 |
| Collie Construction, Inc. | $229,000 |
| NLR Property Management, LLC | $222,448 |
| Little Traverse Bay Humane Society | $210,400 |
| Premier Restaurants, LLC | $207,005 |
| Little Traverse Conservancy, Inc. | $182,500 |
| Timothy I. Bondy, Inc. | $179,350 |
| Polly S Planting & Plucking, Inc. | $176,600 |
| KDS Restaurant, Inc. | $167,424 |
| Keller Caretaking, LLC | $163,500 |
| Lauer Pest Control, Inc. | $160,200 |
| Harbor Light Community Chapel | $159,375 |
| Macgregor Plumbing & Heating, Inc. | $156,400 |
| Bay Enterprises, Inc. | $140,450 |
| Northern Lights Recreation, Inc. | $137,800 |
| Little Traverse Disposal, LLC | $134,500 |
| Timbertech Stock Forms, Inc. | $131,683 |
| Walls Holding Company | $131,053 |
| Harbor Springs Iga, Inc. | $126,782 |
| Squier Electric Shop, Inc. | $123,400 |
| Holiday Vacation Rentals, LLC | $118,900 |
| Benchmark Engineering, Inc. | $109,000 |
| Integrated Lifestyles, Inc. | $102,900 |
| GA Haan Development | $101,571 |
| Harbor Hills Investments Corporation | $99,820 |
| The Cottage of Davison, Inc. | $99,460 |
| Silva & Sons Landscaping, LLC | $99,000 |
| Insurance by Burley Agency, Inc. | $98,572 |
| Wentworth Builders, Inc. | $97,000 |
| The Cottage Company of Harbor Springs, LLC | $96,425 |
| BRBC Group, Inc. | $94,525 |
| Northern Excavating & Top Soil Incorporated | $92,900 |
| Snow Country Decorating, Inc. | $92,500 |
| Lawnscapes by Bowes, Inc. | $90,845 |
| Harbor Springs Car Care, Inc. | $90,800 |
| Ventilation + Plus Equipment, Inc. | $90,600 |
| Paper Station Bistro, LLC | $86,900 |
| Bay Area Tennis & Fitness, Inc. | $85,597 |
| Pond Hill Farm, LLC | $81,700 |
| AL & Jim'S, Inc. | $80,700 |
| Brett Swiss Builders, LLC | $77,660 |
| 45 Degree North Yacht Management | $75,200 |
| Trout Creek Rental Management Company, Inc. | $74,742 |
| State Road Provisions, LLC | $73,200 |
| Louis Hoffman Nursery, Inc. | $72,500 |
| Trout Creek Condominium Association | $72,017 |
| The Woodwright, LLC | $64,600 |
| Luttrell Well Drilling, Inc. | $64,355 |
| Paws and Claws Boarding and Bath, Inc. | $63,800 |
| Dainoviec Mechanical, Inc. | $62,968 |
| Bulldog, Inc. | $62,300 |
| Gowan & Sons, Inc. | $61,580 |
| Brakes by the Bay, Inc. | $60,515 |
| Kelbel Pharmacy, Inc. | $58,700 |
| Walls Holding Buchanan, Inc. | $58,367 |
| Shingle Roofing Service, Inc. | $58,200 |
| Tres Belle, Inc. | $58,197 |
| Bar Hospitality, LLC | $57,735 |
| H T Roofing Company | $57,000 |
| J Chattaway, Inc. | $56,000 |
| TWB Contractors, Inc. | $55,857 |
| Vala Nest, Inc. | $55,400 |
| LLW, Inc. | $55,000 |
| Adelaine Construction, Inc. | $54,286 |
| Gurney'S Harbor Bottle Shop, Inc. | $53,300 |
| Provent, LLC | $52,772 |
| Lee Roofing, Inc. | $52,167 |
| Three J Electric, LLC | $51,900 |
| Harbor Springs Vineyards & Winery, LLC | $50,425 |
| Cupps Masonry, Inc. | $50,212 |
| Jeffrey M. Graham Enterprises, Inc. | $49,200 |
| Harbor Springs Mattress Company | $48,960 |
| Craftmark Construction, Inc. | $48,100 |
| Graham Real Estate, Inc. | $47,900 |
| Dressed, Inc. | $47,870 |
| GCS Image, LLC | $46,202 |
| J&S Outfitter | $46,000 |
| Waypoint Sales & Training, Inc. | $45,900 |
| Wall Technician Products, LLC | $45,120 |
| Decka Digital, LLC | $44,800 |
| Northern Greenlawn North, Inc. | $44,655 |
| James P. Clark | $44,568 |
| Wendy's Cleaning and Services, LLC | $42,787 |
| Bear Cub Holdings, Inc. | $42,672 |
| G. Michael Pierce, P. C., D.D.S. | $41,800 |
| Kloss Construction, Inc. | $40,680 |
| Aarow Electric | $40,000 |
| Matthews Nursery, Inc. | $39,900 |
| Ameriscape, Inc. | $39,000 |
| Vernales Catering, Inc. | $38,658 |
| Integrated Learning Innovations, Inc. | $37,382 |
| Pinecraft Wood Floors, Inc. | $37,100 |
| A. R. Pontius Flower Shop, Inc. | $33,400 |
| Blane's Moving & Storage, Inc. | $32,529 |
| State Wide Concrete, Inc. | $31,200 |
| North Country Publishing Corporation | $29,800 |
| Elizabeth Blair Inc., Ltd. | $29,200 |
| Harbor Springs Lyric Theatre | $28,600 |
| Traverse Bay Canvas, Inc. | $28,200 |
| Harbor Springs Area Historical Society, Inc. | $27,500 |
| Huzza, LLC | $27,229 |
| Forget ME Never, Inc. | $27,000 |
| Johansen'S Tree Service, Inc. | $27,000 |
| Polished on Main, LLC | $26,912 |
| William Baker | $26,312 |
| Kolinski and Associates, P.C. | $25,900 |
| Timberwolf Tree Care, LLC | $25,500 |
| Rodrigo'S, LLC | $25,100 |
| J. W. Morris Kitchen & Bath, Inc. | $25,092 |
| William N Zoerhof P C, D.D.S. | $25,000 |
| Fairview Office Center | $24,745 |
| Lakeview Cleaning & Restoration, LLC | $24,100 |
| Northern Shores Community Development | $23,885 |
| Cross Village Roofing, Inc. | $23,460 |
| Kane Construction, Inc. | $23,100 |
| T Graham Management, LLC | $21,700 |
| Old World Cafe | $21,506 |
| Timber Wolf Hand Crafted Log Homes, Inc. | $21,400 |
| Bryan D Visser PC, M.D. | $20,832 |
| Lablance Financial Group, LLC | $20,832 |
| Patricia Hartwick | $20,832 |
| Daniel J Gorman | $20,832 |
| Cassidy & Associates | $20,800 |
| Sandra R. Gay | $20,500 |
| Sara E Smith, CPA | $20,238 |
| Phillips Maintenance, Inc. | $19,400 |
| Conway Professional Services, LLC | $19,162 |
| Crew & Management Services, LLC | $18,400 |
| Tip of the Mitt Junior Golf Association | $18,300 |
| Warfare Plugins, LLC | $18,200 |
| LS Design, Inc. | $17,865 |
| Reeve Cottage Interiors, Inc. | $17,500 |
| L'Esprit Antiques, Inc. | $17,140 |
| Finance Officer, LLC | $17,139 |
| Seth Thornton Masonry, Inc. | $17,000 |
| Sam Decamp Realtor | $16,600 |
| Lee Ford Walsh | $16,600 |
| Mark Perreault | $15,625 |
| 45 North Productions Corporation | $15,610 |
| Kimble + Kimble, LLC | $15,500 |
| Stephanie N. Baker Photography and Graphic Design, LLC | $15,400 |
| Kathleen McGauley | $15,375 |
| Donnelly-Strough Co. | $15,000 |
| Asa Advisors | $15,000 |
| Jodie Bissonette | $14,920 |
| Great Lakes Stewardship Initiative | $14,400 |
| Maverick International, Inc. | $14,100 |
| Victory 21 Enterprises, LLC | $14,000 |
| The Harbor Barber, LLC | $13,700 |
| Harbor Springs Therapy and Wellness, LLC | $13,300 |
| True Accounting Corporation | $13,200 |
| Andrew Bowman | $13,019 |
| Harbor Area Regional Board of Resources, Incorporated | $12,844 |
| Good Hart General Store, LLC | $12,200 |
| Harbor Springs Library | $11,600 |
| Sure Lock & Homes, LLC | $11,500 |
| Wiser Sites, LLC | $11,300 |
| Crystal Clean & Professional Services, LLC | $11,218 |
| K Colfer Sporthorses, LLC | $10,361 |
| Dennis O'Bryan PLLC OD | $10,250 |
| Harbor Springs United Methodist Church | $10,200 |
| Bridgette Marie Frye | $10,130 |
| Jessie James Salon | $9,965 |
| Freshwater Marine, LLC | $9,718 |
| W Wear, LLC | $8,787 |
| Mark's Property Management | $8,475 |
| ETC. Kitchens and Baths, Inc. | $8,232 |
| Frank Ettawageshik | $8,130 |
| Balanced Health & Fitness, LLC | $8,017 |
| Little Harbor Media & Consulting, LLC | $7,778 |
| Susan B. Schwaderer | $7,700 |
| Doug Nowels & Company | $7,529 |
| Pierpont Productions, Inc. | $7,500 |
| Lawrence A. Ribits | $7,213 |
| Admired In Harbor | $7,023 |
| HJK Company | $6,970 |
| Kristin K. McDonald | $6,900 |
| Jeffrey McDonald | $6,500 |
| Ivy Boutique, Inc. | $6,250 |
| Haley Performances, LLC | $6,250 |
| Woods Heating and Cooling | $5,370 |
| Mary Ann Archer, Inc. | $4,958 |
| Janet L. Tirony | $4,784 |
| Daniel Buck | $4,620 |
| James R. Kosloskey | $4,113 |
| Northern Quality Construction | $3,313 |
| Craig Caddy II | $3,155 |
| Head North Sports, LLC | $3,147 |
| Costello Catering | $2,875 |
| Charity Fuhrman | $2,778 |
| Tim Davis | $2,418 |
| Hramiec Hoffman, Inc. | $2,407 |
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