The Paycheck Protection Program (PPP) provided loans to small businesses affected by the COVID-19 pandemic. Companies with less than 500 employees, sole-proprietorships, independent contractors and self-employed individuals could qualify for these loans, according to Harvard Business School.
A report on the program analyzed by the Peter G. Peterson Foundation found the “distribution of loans across sectors didn’t mirror the distribution of job losses.” It showed restaurants and food service businesses did not receive many loans, despite suffering the highest level of job losses.
A preliminary analysis from the National Bureau of Economic Research suggests the areas most affected by economic disruption did not receive the most loans.
The Paycheck Protection Program ended on May 31, 2021. Existing borrowers may be eligible for loan forgiveness at the discretion of the lender.
PPP loans distributed in 2020 in ZIP Code 49735
| Name of Borrower | Current Approved Amount |
|---|---|
| Ipec, Inc. | $3,621,700 |
| Freeman Family Enterprises, LLC | $1,696,555 |
| M&M Excavating Company, Inc. | $1,385,837 |
| Johnson Oil Company of Gaylord | $1,379,155 |
| Treetops Acquisition Company, LLC | $1,274,500 |
| Perfecto Industries | $1,192,500 |
| J&N, LLC | $1,079,130 |
| A. & L. Iron and Metal Company | $823,600 |
| Gaylord Opco, LLC | $820,351 |
| Merchpond Manufacturing, LLC | $620,620 |
| Community Home & Health Services, LLC | $496,300 |
| Jim Wernig, Inc. | $461,118 |
| Roman Catholic Diocese of Gaylord | $414,461 |
| Bronco Oil Company, Inc. | $374,438 |
| Zaremba Equipment, Inc. | $360,328 |
| Mark One Corporation | $340,400 |
| Great Lake General Contractor | $320,958 |
| Feeny Chrysler-Jeep-Dodge-Ram of Gaylord, Inc. | $318,500 |
| Northern Michigan RV, LLC | $305,200 |
| Silversmith, Inc. | $303,969 |
| Jeffrey K. Chaulk, P. C., M.D. | $299,190 |
| Gaylord Eye Care Center | $292,045 |
| St. Mary's Cathedral | $278,000 |
| Siwecki Construction, Inc. | $255,200 |
| Otsego County Commission on Aging | $246,300 |
| Huron Pines Resource Conservation and Development Area Counc | $234,470 |
| Wagar Motor Sales, Inc. | $230,590 |
| CR Powersports, LLC | $220,000 |
| Loon Lake Club, LLC | $219,300 |
| Timberline South, LLC | $219,100 |
| Northern Speech Services, Inc. | $218,697 |
| Bensinger, Cotant, and Menkes, P.C. | $216,668 |
| Kent Family Office | $208,148 |
| Complete Truck & Trailer Repair, LLC | $208,125 |
| Covenant Hospitality, Inc. | $198,300 |
| CBE Corporation of Gaylord | $194,300 |
| M and J Oilfield Services, Inc. | $186,420 |
| The Original Murdick's Fudge Company of Mackinac Island, Inc. | $184,003 |
| Gaylord Collision, Inc. | $180,500 |
| Bwd'z, LLC | $179,900 |
| Catt's Realty Company | $178,373 |
| Northern Michigan Substance Abuse Services, Inc. | $177,513 |
| JP Heating of Northern Michigan, LLC | $171,900 |
| MCW Ventures, Inc. | $163,431 |
| Northern Family Intervention Services, Inc. | $162,000 |
| Pine Club Corporation | $161,160 |
| AMC Bagley, Inc. | $157,500 |
| Alpine Oven, LLC | $156,086 |
| Quality Plumbing and Mechanical, Inc. | $153,357 |
| Gaylord Evangelical Free Church | $152,207 |
| C & A Liberty Trucking, Inc. | $149,087 |
| Family Heating & Cooling Company, Inc. | $148,500 |
| Gaylord ART Van, Inc. | $147,759 |
| Mega Power Sports, LLC | $144,425 |
| Diversified Metal Products, Inc. | $144,113 |
| Earthworks Enterprises, Inc. | $139,800 |
| Advance Electric, Inc. | $138,038 |
| Northern Michigan Family Dentistry, PLLC | $135,630 |
| H & S Mold, Inc. | $134,800 |
| HRF Exploration & Production, LLC | $134,040 |
| B & B Construction, Inc. | $131,030 |
| Northsport Physical Therapy & Rehabilitation, P.C. | $129,592 |
| Timoteo, Inc. | $129,510 |
| Boyne Country Urgent Care, P.C. | $127,141 |
| Paxton Resources, LLC | $123,400 |
| Alpine Propane, LLC | $122,355 |
| Diesel Freak, LLC | $120,300 |
| Murdick's Fudge Company of Massachusetts, Inc. | $115,518 |
| The Fam B, Inc. | $113,397 |
| Edward Duski & Janis P Duski | $112,500 |
| Lappan's of Gaylord, Inc. | $111,054 |
| Crossroads Industries, Inc. | $110,110 |
| G 1430 Clark Stampede | $110,000 |
| Roney Holdings, Inc. | $109,300 |
| Northern Michigan Reintegration Services, Inc. | $107,271 |
| Alpine Animal Hospital, P.L.C. | $103,590 |
| Todd L Seidell Architect, LLC | $97,985 |
| Ralston Enterprises, Inc. | $97,500 |
| Bliss Salon of Gaylord | $97,500 |
| Trailer Juice, LLC | $97,300 |
| Totten's Body Shop, Inc. | $95,548 |
| The Porches, Inc. | $94,800 |
| Celt Hospitality, LLC | $94,040 |
| Triumph Opportunity, LLC | $92,555 |
| Sheppard Dental Health & Associates, P.L. | $89,017 |
| Ambulatory Infusion Care North, Inc. | $88,400 |
| Mcnamara Insurance Agency, Inc. | $87,207 |
| Tempest Enterprises, LLC | $86,140 |
| Scci, Inc. | $85,455 |
| 45 Degree Hospitality, Inc. | $83,250 |
| Kasper Industries, Inc. | $82,800 |
| Maidpro of Northern Michigan | $82,555 |
| Trout Town, LLC | $80,962 |
| Allure Hair Salon and Day Spa | $80,000 |
| Atkinson Petruska Kozma & Hart, PC | $79,400 |
| Sunfrog, LLC | $78,005 |
| Hogans Jewelers, Inc. | $75,800 |
| JNJ Construction, Inc. | $74,900 |
| North Central Excavating, trucking and Masonry, Inc. | $73,347 |
| Gaylord Country Club | $71,140 |
| William Tennant | $70,720 |
| Midwest Professionals, P.LLC | $69,900 |
| Saks Wellness Center, P.C. | $68,573 |
| Moore Pizza, LLC | $66,828 |
| Kush Hospitality, LLC | $66,305 |
| Wilber Automotive Supply, Inc. | $65,726 |
| Timothy Harbin PLC, D.D.S. | $64,745 |
| Morehouse Muffler, Inc. | $63,200 |
| Dependable Concrete Construction, Inc. | $62,817 |
| Yohe Services, LLC | $59,937 |
| Makjak, LLC | $59,900 |
| Force Energy, Inc. | $59,100 |
| B. C. Pizza of Gaylord, Inc. | $58,892 |
| C. M. Hayes, Inc. | $57,900 |
| Livnfresh, Inc. | $57,300 |
| Northern Pump Service, Inc. | $56,826 |
| Miller & Cook, PLC | $56,225 |
| Loshaw TT1, Inc. | $56,000 |
| Alpine Web, LLC | $54,995 |
| Michael Burzynski | $54,815 |
| Sagasser & Associates, Inc. | $54,700 |
| Daniel P Moylan PLLC D.D.S. | $54,561 |
| Listvan, Inc. | $54,167 |
| Elenz, Inc. | $54,129 |
| N&J Auto Diesel Repair | $54,061 |
| Gaylord Machine & Fabrication, LLC | $53,700 |
| Main Oak Family Dentistry, PLC | $53,200 |
| Donald P. Cousineau, D. O., P.C. | $52,393 |
| Sitz & Associates, PLLC | $51,750 |
| Ryan B. Mcmahan, MS, PLLC D.D.S. | $51,500 |
| Cousineau Chiropractic Center, PLLC | $51,202 |
| Island Slice Pizzeria, Inc. | $49,438 |
| Northstar Compression Services, Inc. | $47,807 |
| Call of the Wild, Inc. | $45,762 |
| Leo Re Holdings, LLC | $45,700 |
| Gaylord Alpine Investment, Inc. | $45,037 |
| Central Michigan Investors, LLC | $44,850 |
| Martell Forestry, Inc. | $44,328 |
| North Central Production, Inc. | $44,000 |
| Harding Holdings, Inc. | $43,958 |
| Nelson Funeral Home, Inc. | $43,600 |
| Alpine Family Medicine | $43,098 |
| RLH Industries, Inc. | $42,777 |
| Total Lawn Care of Gaylord, LLC | $42,445 |
| Kleinebreil Optometry, PLLC | $41,800 |
| Veterans Education, Training & Support | $41,700 |
| Alpine Cardiology, PLLC | $40,250 |
| Natural Golf Course, LLC | $40,198 |
| Sargent's Plumbing, LLC | $40,158 |
| Sure Stop Auto, LLC | $40,000 |
| Northern Michigan Engineering, Inc. | $39,792 |
| Skoglund Enterprises, LLC | $39,408 |
| Johnston's Landscaping, LLC | $38,995 |
| Integrity Sales Network, LLC | $38,800 |
| Jim's Alpine Automotive Supply, Inc. | $38,000 |
| Straight Sides Construction | $37,405 |
| Sojourn Dixon Lake Resort, LLC | $37,239 |
| Alpine Cleaners & Launderers, Inc. | $37,210 |
| Stuckman Tree Service, Inc. | $37,078 |
| Heritage Telecom, Inc. | $36,995 |
| Millennium Sports, Inc. | $36,815 |
| Headwaters Land Conservancy | $36,480 |
| Life Church of Gaylord | $36,310 |
| Snowbelt Brewing Company, LLC | $35,182 |
| Jason H. Goodale | $34,419 |
| G & A Trucking, Inc. | $34,200 |
| William P Koenig PC, D.D.S. | $34,000 |
| Kent Properties, LLC | $33,978 |
| A&r's SB, LLC | $33,554 |
| BDR Land & Farm Services, LLC | $33,100 |
| Mainstreet Market Gaylord, LLC | $32,515 |
| Otsego County Economic Alliance, Inc. | $32,333 |
| Great Lakes Textile Restoration, LLC | $32,185 |
| Russell R Peters Company, LLC | $31,867 |
| Family First Medicine., PLLC | $31,718 |
| Kemp Residential Buildrs, Inc. | $31,600 |
| Otsego County Habitat for Humanity, Inc. | $31,509 |
| James Camiller, CPA, LLC | $31,400 |
| Dan Smith and Company, PC | $31,200 |
| Decal Freakz, Inc. | $30,300 |
| Otsego Lake Service, Inc. | $30,000 |
| Cottage INN of Mackinac Island, LLC | $29,680 |
| Adya, Inc. | $29,575 |
| Steinbrecher & Steinbrecher, LLC | $29,400 |
| Transmogrification, LLC | $28,330 |
| Atkinson Insurance Agency, LLC | $27,898 |
| Gaylord Funeral & Cremation Service, Inc. | $27,200 |
| Gaylord Veterinary Hospital | $27,000 |
| Great Rooms, Inc. | $27,000 |
| Taskey Glass, Inc. | $27,000 |
| C&S Wyskiel Enterprise, LLC | $26,820 |
| Little Sprouts Childcare Center, LLC | $26,000 |
| Suchey Chiropractic, PLLC | $25,380 |
| CP Consulting Firm, LLC | $25,300 |
| Steven R. Sella, Facfas, D.P.M. | $24,940 |
| David R Rindfusz PC, D.D.S. | $24,900 |
| Boathouse Marine and Powersports | $24,849 |
| White Stone Project | $24,333 |
| Brron Enterprises, Inc. | $24,203 |
| Wild Bill'S Tobacco of Gaylord, LLC | $23,900 |
| Thomas M. Harden Builders, LLC | $23,900 |
| Otsego County United Way | $23,826 |
| Climate Engineering, LLC | $23,800 |
| Quality of Life Institute, Incorporated | $23,738 |
| Kari M. Visser Robel, P. C., O.D. | $23,700 |
| A-1 Appraisal North, LLC | $23,375 |
| Blaker Realty | $22,918 |
| Drzewiecki Agency, LLC | $21,800 |
| Deva131 | $21,690 |
| All Mine, LLC | $21,497 |
| JLK Engineering | $20,833 |
| Outpost Investment Services, LLC | $20,833 |
| Todd D. Chamberlain | $20,832 |
| Suiter Cleaning Service, Inc. | $20,832 |
| Jerome Kievit | $20,832 |
| Adam Barnett | $20,832 |
| Charles Vest III | $20,832 |
| Ryan Lucas | $20,805 |
| Smith Realty Group, LLC | $20,442 |
| Hannah Auto Sales, Inc. | $20,400 |
| Otsego County Insurance Agency, LLC | $20,057 |
| Olsen Construction, LLC | $20,000 |
| Maverick Oil Field Supply, LLC | $19,500 |
| Adam Korson Agency, LLC | $19,200 |
| Mid-North Printing, Inc. | $19,027 |
| Trinity Lutheran Church of Gaylord | $18,536 |
| Diane Pompei | $18,500 |
| Partaylor, LLC | $18,458 |
| Renu Construction, LLC | $18,412 |
| True Sight, PLLC | $18,400 |
| Dubie Welding & Fabrication | $18,000 |
| LM Energy, LLC | $17,969 |
| The Sled Shed, LLC | $17,893 |
| Willits Industries, LLC | $17,865 |
| Tru Yang | $17,795 |
| Angel's Among US Home Health Care Agency, LLC | $17,670 |
| W. L. Snow Enterprises, Inc. | $17,490 |
| Mayfair Accessories, Inc. | $17,130 |
| Appraisal Services of Northern Michigan, LLC | $16,977 |
| Big D Enterprises, LLC | $16,962 |
| Toontown, LLC | $16,420 |
| RJD, Inc. | $16,313 |
| Ranchhodraiji Corporation | $15,763 |
| Priceless Performance, LLC | $15,610 |
| Adam's Carpet Cleaning, Inc. | $14,938 |
| Blumberg & Blumberg, P.C. | $14,900 |
| C. B. Enterprises, Inc. | $14,408 |
| Gaylord Family Fellowship Church | $14,073 |
| Alpine Collision, Inc. | $14,000 |
| J. Kurt Tucker CPA, PC | $14,000 |
| Action Motor Sales | $13,890 |
| Shipping Unlimited, LLC | $13,770 |
| Wild Wild West Tobacco, Inc. | $13,400 |
| Walk by Grace, LLC | $13,245 |
| George Sitz | $13,214 |
| Muzyl Oil Corporation | $13,193 |
| G & T's Musik Haus, Inc. | $13,000 |
| CTW Enterprises, LLC | $12,800 |
| Great Northern Counseling | $12,500 |
| Health Zone Chiropractic | $12,300 |
| Christopher Collins & Associates | $12,109 |
| Alkesh, Inc. | $11,200 |
| Arkfeld Advanced Chiropractic, PLLC | $11,000 |
| Smith Equipment Rental & Trailer Sales, LLC | $10,950 |
| Larry J. Porta, LLC | $10,728 |
| Nicole's Family Flowers, LLC | $10,700 |
| Moyer Plumbing and Heating, LLC | $10,625 |
| Waltman Law, PLLC | $10,500 |
| John Westenbarger | $10,097 |
| Encompass Oil & Gas Consulting, LLC | $10,000 |
| Kathy Marie-Johnson Allen | $10,000 |
| Stacie Brown | $9,674 |
| Isabella's Copper Pot, LLC | $9,645 |
| Heart Song Home Care, LLC | $9,559 |
| Otsego Lake Rentals, LLC | $9,440 |
| Pure Precision Lawn Care, LLC | $9,047 |
| Hibner & Son Forest Products, LLC | $9,000 |
| Golden Auto Electric, Inc. | $8,875 |
| Foley's Daycare | $8,776 |
| Garfield Coatings, LLC | $8,737 |
| Tomkos Handyman Service, LLC | $8,695 |
| Wellness Enterprise, LLC | $8,542 |
| Definitive Edge Construction | $8,267 |
| ODS Storage, LLC | $8,265 |
| Alpenhaus Productions, LLC | $7,600 |
| Linda Theis | $7,500 |
| Equilibrium Energy, LLC | $7,483 |
| Charboneau Properties, LLC | $7,375 |
| Delkphine's Quilt Shop LC | $7,375 |
| Matthew Roberts | $7,200 |
| Northern Michigan Driving School, LLC | $6,775 |
| Michelle Hicks | $6,600 |
| Jason R. Weiss | $6,402 |
| Living Water Well Drilling, LLC | $6,097 |
| Counsellor Realty, Inc. | $5,966 |
| Tri Tran | $5,868 |
| Daniel Prisaznuk | $5,808 |
| Cuttitta Enterprises, Inc. | $5,750 |
| A Greener Scene, LLC | $5,613 |
| Ivan Witt Forestry Consultants, Inc. | $5,208 |
| Pine-Cone Accommodations, LLC | $5,200 |
| Samantha McDonald | $5,000 |
| Sitztax, PLLC | $5,000 |
| Vision Lines Trucking Living Water, LLC | $4,737 |
| Martin's Flowers on Center | $4,500 |
| Janu Hospitality, LLC | $4,500 |
| Blades Barber Shop, LLC | $4,205 |
| Structures, LLC | $4,196 |
| Northwoods Snow Removal | $4,000 |
| Linda Durant | $3,993 |
| Robert T. Westerman II, P.L.C. | $3,840 |
| Andrea Serveny | $3,574 |
| H8 Freight, LLC | $3,338 |
| Moments Photo Booth & Photography | $3,254 |
| Pardo Services, LLC | $3,205 |
| Snowbelt Motorsports, LLC | $3,086 |
| The Naturalist Therapeutic Massage | $3,000 |
| Rosemary and Pepper Flower Company, LLC | $2,820 |
| Big North Barbell, LLC | $2,750 |
| Zenergy Massage Therapy, LLC | $2,275 |
| Kats Kids, LLC | $2,230 |
| Patterson Painting Company | $2,167 |
| Gaylord Area Council for the ARTS | $1,800 |
| All American Concessions | $765 |
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