The Paycheck Protection Program (PPP) provided loans to small businesses affected by the COVID-19 pandemic. Companies with less than 500 employees, sole-proprietorships, independent contractors and self-employed individuals could qualify for these loans, according to Harvard Business School.
A report on the program analyzed by the Peter G. Peterson Foundation found the “distribution of loans across sectors didn’t mirror the distribution of job losses.” It showed restaurants and food service businesses did not receive many loans, despite suffering the highest level of job losses.
A preliminary analysis from the National Bureau of Economic Research suggests the areas most affected by economic disruption did not receive the most loans.
The Paycheck Protection Program ended on May 31, 2021. Existing borrowers may be eligible for loan forgiveness at the discretion of the lender.
PPP loans distributed in 2020 in ZIP Code 49721
| Name of Borrower | Current Approved Amount |
|---|---|
| Morrish-Wallace Construction, Inc. | $670,600 |
| The Great Lakes Tissue Company | $641,253 |
| Cheboygan Life Support Systems, Inc. | $554,195 |
| Mardus Enterprises, LLC | $480,780 |
| Fernelius Sales, Inc. | $448,446 |
| Cheboygan Cement Products, Inc. | $424,380 |
| Wheeler Motors, Inc. | $314,175 |
| Landon's Auto Parts, Inc. | $310,480 |
| American Hospitality Management, Inc. | $281,989 |
| Bishop GMC Cadillac, Inc. | $271,376 |
| Fernelius Ford, Inc. | $229,879 |
| Peninsula Hotel Group, LLC | $207,025 |
| Werner Plumbing and Heating, Inc. | $206,000 |
| Cheboygan Catholic Community | $198,180 |
| DMR Restaurants, Inc. | $179,930 |
| Rozek Enterprises, Inc. | $179,827 |
| Encore, Inc. | $150,800 |
| Camp Walden, Inc. | $133,880 |
| Ef Wilkinson & Sons, Inc. | $132,639 |
| Hunter Restaurants, Inc. | $126,202 |
| T. B. & J. C. Ingersoll, Inc. | $115,649 |
| Modern Medical Service, Inc. | $112,800 |
| J. P. M. S. I, LLC | $101,250 |
| Cheboygan Title Agency, Inc. | $95,170 |
| LLCntracting, Inc. | $90,000 |
| Matthew L Visconti PLLC M.D. | $85,300 |
| Schwartz Boiler Shop, Inc. | $83,967 |
| Spies Auto Parts & Tire, Inc. | $81,107 |
| Cheboygan Dental Group | $80,412 |
| Rivertown Do It Center, Inc. | $77,100 |
| Straits Area Glass Company | $73,652 |
| Plaunt Transportation Company, Incorporated | $73,615 |
| K. P. Neuman & Son, Inc. | $71,200 |
| Neiland & Kosanke, P.C. | $70,200 |
| Matthew Free, P. C., D.M.D. | $68,681 |
| James R Hanchett PC, D.D.S. | $68,474 |
| Robert Arnstrong, Fagd, PC, D.D.S. | $67,827 |
| Doyle, Inc. | $65,090 |
| Margo Enterprises, Inc. | $64,100 |
| Cheyboygan Brew Acquisition Corporation | $63,990 |
| Mullett Lake Marina, Inc. | $62,972 |
| Robiadek & Sons Excavating, Inc. | $62,300 |
| Elliot and Sangster, P.C. | $58,872 |
| Hack-MA-Tack INN, Inc. | $53,869 |
| Cheboygan County Humane Society | $50,649 |
| Arnolds Refrigeration, Inc. | $47,707 |
| Linde Furniture, Inc. | $46,422 |
| Fein's Auto Repair, Inc. | $44,502 |
| Daddy Dolls, Inc. | $43,700 |
| Tromble Bay Farms, Inc. | $42,737 |
| R&L of Cheboygan County, Inc. | $42,713 |
| Precision Threading Corporation | $42,000 |
| Cheboygan Golf & Country Club | $40,807 |
| Animal Medical Clinic of Cheboygan, PLLC | $40,417 |
| Straits Area Services, Inc. | $40,000 |
| Brian Coffell Builders, LLC | $39,747 |
| Straits Area Printing, Inc. | $39,105 |
| S a V P a R, LLC | $38,700 |
| Gentle Winds, LLC | $38,190 |
| Alexander Custom Builders, Inc. | $38,107 |
| Rominshebre, Inc. | $37,970 |
| Gahn & Salewske, Inc. | $37,400 |
| Elowsky Eyecare, PC | $36,102 |
| Manning'S Northern Tire Company | $35,800 |
| Suzanne Schoenith | $35,097 |
| Team Andrews Enterprises, Inc. | $34,696 |
| Air Bear Travel, Inc. | $32,600 |
| Archambo Electric, Inc. | $32,557 |
| Cheboygan County Habitat for Humanity, Inc. | $32,322 |
| Patrick, Kwiatkowski & Hesselink, PLLC | $30,800 |
| Creative Cabinetry, LLC | $30,537 |
| St. Thomas Lutheran Church | $30,079 |
| A&P Roz, Inc. | $29,152 |
| The Bluffs on the Lake | $28,500 |
| C & G Entertainment, LLC | $28,200 |
| Janemaries Market on Main, Inc. | $28,084 |
| Dombroski Agency, LLC | $27,700 |
| Daves Place, Inc. | $26,842 |
| B&R Eeats of Cheboygan, Inc. | $26,360 |
| Johnston Metalwork, Inc. | $26,339 |
| Ostlund Pest Control North, Inc. | $25,937 |
| Main Street Automotive, LLC | $25,500 |
| Bryan Lofgren Excavating, Inc. | $25,300 |
| Step INN Restaurant, Inc. | $25,200 |
| Timothy P. McArthur | $25,000 |
| GSM Recruiting, LLC | $25,000 |
| Rhadigan & Sons, Inc. | $23,400 |
| Northern Michigan Duplicating, Inc. | $22,800 |
| Dom Collino DC, PLLC | $22,300 |
| Cheboygan Area ARTS Council | $21,510 |
| Downtown Johnnies, Inc. | $21,100 |
| Lindsay & Lindsay Law Partners, PC | $20,895 |
| Physician on Fire, LLC | $20,833 |
| Melissa Koszegi | $20,832 |
| St. Paul's United Methodist Church of Cheboygan | $20,527 |
| Dylan C. Kidder | $20,422 |
| Full Frontal Ingenuity | $20,311 |
| Dale Stamour North Country Builders, Inc. | $20,080 |
| Rule56, LLC | $19,355 |
| Great Lakes Masonry & Concrete Specialist, Inc. | $19,200 |
| Nauti INN Barstro, LLC | $18,114 |
| M. M. Sherwood Real Estate Exchange, Inc. | $17,200 |
| Sooner Markers, Inc. | $17,000 |
| The Queens Head, LLC | $16,704 |
| Leduc-Engle Enterprises, LLC | $16,700 |
| Nelson'S Auto Clinic, Inc. | $16,600 |
| Szukala Law, PLLC | $16,600 |
| David Lord State Farm Insurance | $16,200 |
| MI Value Pros, LLC | $16,200 |
| Acatsgrin, Inc. | $15,865 |
| Cronan's Tidy Lawn Care, LLC | $15,300 |
| Evangelical Covenant Church | $14,859 |
| First Baptist Church | $14,270 |
| Wild Wild West Tobacco 8, Inc. | $13,500 |
| Knopf & Sons Forest Products, Inc. | $13,379 |
| Tamyra Cooper | $13,000 |
| J Corporation | $12,892 |
| Cornerstone Christian School Association | $12,810 |
| Ground Level Masonry, Inc. | $12,762 |
| FCB Management, LLC | $12,400 |
| Johnston'S Marine, Inc. | $12,300 |
| Nourish Northern Michigan, LLC | $12,100 |
| St. Johns Lutheran Church | $11,729 |
| David K. McClymont | $11,675 |
| Straits Area Chiropractic Wellness Centers, PLLC | $11,600 |
| Straits Area Property Management, Inc. | $11,300 |
| PSHR, Inc. | $10,991 |
| Bundling Bandits, LLC | $10,950 |
| Dar S Hallmark | $10,600 |
| BRB, LLC | $10,400 |
| Cafe Noka II, Inc. | $10,094 |
| Denise R. Campbell | $9,700 |
| Ecker Surveying Incorporated | $9,660 |
| Dionysus Corporation | $9,545 |
| Ian Wayne Bancroft | $9,332 |
| Roger Gaynor D. Jr. | $9,322 |
| Michigan Museums Association | $9,200 |
| The Plantman Greenhouse & Nursery, Inc. | $8,910 |
| Up North Assessing, Inc. | $8,900 |
| Daryl B Hesselink, Inc. | $8,750 |
| Dar Hesselink, Inc. | $8,600 |
| DR Eimers Hearing Clinic, PLLC | $8,344 |
| Main St. Fitness, Inc. | $7,850 |
| Water Street Salon, Inc. | $7,300 |
| Liebner Enterprises, LLC | $7,059 |
| Barry Beck | $6,770 |
| Stan's Electric, Inc. | $6,715 |
| Stephanie Shaw-Jones | $6,700 |
| Moulder Enterprises, Inc. | $6,622 |
| Junction 33 Collision, Inc. | $6,530 |
| Hansen's Cottages, Inc. | $6,232 |
| Local Sanitation, LLC | $6,042 |
| Cheboygan Sun Shop, Inc. | $5,240 |
| Stema Welding, LLC | $4,800 |
| F. Sweet Services | $4,746 |
| Linda L. Moline | $4,736 |
| Kasha Drozdzewski | $4,422 |
| Bryan Pyle | $4,254 |
| Reps & Rounds, LLC | $4,200 |
| Edgar Lacombe | $4,094 |
| Nicholas'S Black River Vineyard & Winery, Inc. | $4,000 |
| North Country Upholstery | $4,000 |
| Jacqueline Kimball | $3,497 |
| Andy'S Party Store, Inc. | $2,500 |
| Jaime Rocheleau | $2,345 |
| Lakeborn Network, LLC | $2,083 |
| Dionysus City, LLC | $1,715 |
| Copper Kennels | $980 |
| Melodys Lane | $913 |
| J Hesselink, Inc. | $800 |
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